:root {
    --navy: #10345c;
    --navy-dark: #0c2847;
    --green: #3f7d37;
    --green-dark: #2f6429;
    --green-soft: #eff7ec;
    --mint: #f4f8f1;
    --cream: #f8f5ef;
    --paper: #ffffff;
    --ink: #132033;
    --muted: #667084;
    --line: #e6ebf0;
    --shadow: 0 20px 40px rgba(17, 52, 92, .08);
    --radius: 22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;background:#fbfcfe;color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%;height:auto}
.container{width:min(1200px, calc(100% - 40px));margin:0 auto}

.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:76px}
.brand-logo{height:52px;width:auto}
.main-nav{display:flex;align-items:center;gap:30px;font-weight:700;font-size:15px;color:#22324a}
.main-nav a{padding:27px 0 23px;border-bottom:3px solid transparent;transition:.18s ease}
.main-nav a:hover,.main-nav a.active{color:var(--navy);border-bottom-color:var(--navy)}
.search-dot{font-size:22px;color:#64748B}
.menu-toggle{display:none;border:0;background:var(--navy);padding:10px;border-radius:12px;width:42px;height:42px;cursor:pointer}
.menu-toggle span{display:block;height:2px;background:#fff;margin:5px 0;border-radius:2px}

/* Hero: background image blends with the page like the selected mockup */
.hero{
    position:relative;
    overflow:hidden;
    min-height:445px;
    background:#f9f7f1;
    border-bottom:1px solid var(--line);
    isolation:isolate;
}
.hero::before{
    content:"";
    position:absolute;
    top:0;
    right:0;
    bottom:0;
    width:72%;
    background-image:var(--hero-image);
    background-size:cover;
    background-position:center right;
    background-repeat:no-repeat;
    z-index:-2;
}
.hero::after{
    content:"";
    position:absolute;
    inset:0;
    background:
        linear-gradient(90deg,
            #f9f7f1 0%,
            #f9f7f1 29%,
            rgba(249,247,241,.98) 36%,
            rgba(249,247,241,.82) 45%,
            rgba(249,247,241,.38) 58%,
            rgba(249,247,241,.08) 74%,
            rgba(249,247,241,0) 100%),
        linear-gradient(180deg,rgba(255,255,255,.04) 0%,rgba(255,255,255,0) 70%,rgba(249,247,241,.16) 100%);
    z-index:-1;
    pointer-events:none;
}
.hero-grid{
    min-height:445px;
    display:flex;
    align-items:center;
    padding:44px 0 40px;
}
.hero-copy{width:min(540px, 50%);position:relative;z-index:2}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:#edf6e8;color:var(--green);border:1px solid #d6e9cf;border-radius:999px;padding:10px 16px;font-size:14px;font-weight:800;margin-bottom:18px}
.eyebrow::before{content:"🛡";font-size:14px}
.hero h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(48px,4.7vw,72px);line-height:1.05;letter-spacing:-.035em;margin:0 0 18px;color:var(--navy)}
.hero h1 strong{color:var(--green);font-weight:800}
.hero p{font-size:18px;color:#4f5b6f;max-width:580px;margin:0 0 20px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:24px 0 18px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:15px 24px;border-radius:14px;font-weight:800;font-size:16px;border:1px solid transparent;transition:.2s ease}
.btn.primary{background:var(--navy);color:#fff;box-shadow:0 12px 24px rgba(16,52,92,.18)}
.btn.primary:hover{background:var(--navy-dark);transform:translateY(-1px)}
.btn.secondary{background:#fff;color:var(--green);border-color:#cfe0c8}
.btn.secondary:hover{background:#f8fbf7}
.btn.full{width:100%}
.disclaimer{display:flex;gap:10px;align-items:flex-start;color:#6b7280;font-size:14px;max-width:640px}
.disclaimer::before{content:"🛡";font-size:14px;line-height:1.5}
.hero-visual,.hero-photo{display:none}

.quick-links{background:#fff;border-bottom:1px solid var(--line)}
.icon-grid{display:grid;grid-template-columns:repeat(6,1fr)}
.icon-card{padding:26px 16px 20px;text-align:center;border-right:1px solid var(--line);transition:.18s ease}
.icon-card:last-child{border-right:0}
.icon-card:hover{background:#f9fbfd}
.icon-badge{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;margin:0 auto 12px;font-size:25px;background:var(--green-soft);color:var(--green);box-shadow:inset 0 0 0 1px #d9e8d3}
.icon-card strong{display:block;font-size:16px;margin-bottom:3px;color:#17253a}
.icon-card small{display:block;color:#64748B;font-size:13px;line-height:1.4}

.content-section{padding:46px 0;background:#fff}
.home-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,.95fr);gap:40px;align-items:start}
.section-head{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:18px}
.section-head h2{margin:0;font-size:20px;display:flex;align-items:center;gap:10px;color:var(--navy)}
.section-head h2 .emoji{font-size:24px}
.section-link{font-weight:800;color:var(--green);font-size:14px}
.article-list{display:grid;gap:18px}
.article-row{display:grid;grid-template-columns:170px 1fr;gap:18px;align-items:start;padding-bottom:18px;border-bottom:1px solid var(--line)}
.article-row:last-child{border-bottom:0;padding-bottom:0}
.article-row img{width:170px;height:100px;object-fit:cover;border-radius:14px}
.article-row h3{margin:0 0 6px;font-size:17px;line-height:1.35;color:#17253a}
.article-row h3 a:hover{color:var(--green)}
.article-row p{margin:0 0 6px;color:#5f6b7a;font-size:14px}
.article-row small{color:#768392;font-size:13px}
.category-panel{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.category-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 16px;text-align:center;box-shadow:var(--shadow)}
.category-card .cat-icon{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;margin:0 auto 12px;font-size:24px}
.category-card h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.category-card p{margin:0 0 10px;color:#677386;font-size:14px;line-height:1.45}
.category-card a{color:var(--green);font-weight:800;font-size:14px}
.cat-blue{background:#e9f2ff;color:#2357ab}.cat-green{background:#ecf8ea;color:#2f8744}.cat-purple{background:#f0edff;color:#6359c7}.cat-red{background:#ffefec;color:#d04a32}.cat-gold{background:#fff6de;color:#b48312}.cat-teal{background:#e9fbf4;color:#2b9d73}

.trust-strip{background:#fbfcfd;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:28px 0}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.trust-item{display:grid;grid-template-columns:54px 1fr;gap:14px;align-items:start;padding:10px 8px}
.trust-icon{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:#f4f9f2;color:var(--green);box-shadow:inset 0 0 0 1px #d9e8d3;font-size:26px}
.trust-item strong{display:block;margin:0 0 4px;color:#18263b;font-size:17px}
.trust-item span{color:#667084;font-size:14px;line-height:1.45}

.page-hero{padding:46px 0;background:linear-gradient(90deg,#f8fbfe 0%,#f8fbfe 58%,#f5f8f2 100%);border-bottom:1px solid var(--line)}
.page-hero h1{margin:0 0 10px;font-family:Georgia,'Times New Roman',serif;font-size:clamp(36px,4.2vw,56px);line-height:1.08;color:var(--navy)}
.page-hero p{max-width:760px;color:#5d697b;font-size:18px;margin:0}
.article-page{padding:40px 0 56px;background:#fff}
.article-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:var(--shadow)}
.article-card h2{font-family:Georgia,'Times New Roman',serif;font-size:30px;color:var(--navy);margin:24px 0 12px}
.article-card h2:first-child{margin-top:0}
.article-card p,.article-card li{color:#4f5b6f}
.note{background:#f7fbf4;border:1px solid #d9e8d3;border-radius:16px;padding:14px 16px;color:#345a30;margin:16px 0}
.table-wrap{overflow-x:auto}
.compare-table{width:100%;border-collapse:separate;border-spacing:0;border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff}
.compare-table th,.compare-table td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left}
.compare-table th{background:#f7fafc;color:var(--navy)}
.compare-table tr:last-child td{border-bottom:0}
.two-col-copy{display:grid;grid-template-columns:1.15fr .85fr;gap:20px}
.side-image{border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.side-image img{width:100%;height:100%;object-fit:cover;min-height:280px}

.site-footer{background:#0e2f54;color:#eaf0f6;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.35fr .8fr .8fr;gap:34px;padding:38px 0 28px}
.footer-logo{height:52px;width:auto;margin-bottom:10px;filter:brightness(0) invert(1) saturate(0)}
.site-footer p{color:#d3deea;font-size:14px}
.footer-disclaimer{opacity:.92}
.site-footer h3{margin:0 0 12px;font-size:15px;color:#fff}
.site-footer a{display:block;margin:8px 0;color:#eaf0f6;font-size:14px;opacity:.95}
.site-footer a:hover{text-decoration:underline}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);padding:14px 0;color:#c7d3df;font-size:12px}
.footer-bottom-inner{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}

@media (max-width: 1120px){
  .hero{min-height:520px}
  .hero::before{width:82%;background-position:center right}
  .hero::after{background:linear-gradient(90deg,#f9f7f1 0%,#f9f7f1 32%,rgba(249,247,241,.90) 47%,rgba(249,247,241,.32) 72%,rgba(249,247,241,0) 100%)}
  .hero-grid{min-height:520px;padding:42px 0}
  .hero-copy{width:min(500px, 52%)}
  .home-grid{grid-template-columns:1fr}
  .category-panel{grid-template-columns:repeat(2,1fr)}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width: 980px){
  .menu-toggle{display:block}
  .main-nav{position:absolute;top:76px;left:18px;right:18px;display:none;flex-direction:column;align-items:flex-start;padding:18px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);gap:8px}
  .main-nav.open{display:flex}
  .main-nav a{padding:6px 0;border-bottom:0}
  .search-dot{display:none}
  .icon-grid{grid-template-columns:repeat(3,1fr)}
  .footer-grid{grid-template-columns:1fr}
  .two-col-copy{grid-template-columns:1fr}
}
@media (max-width: 720px){
  .container{width:min(100% - 24px,1200px)}
  .hero{min-height:auto;padding-bottom:300px;background:#f9f7f1}
  .hero::before{top:auto;left:0;right:0;bottom:0;width:100%;height:300px;background-position:center center}
  .hero::after{background:linear-gradient(180deg,#f9f7f1 0%,#f9f7f1 48%,rgba(249,247,241,.88) 57%,rgba(249,247,241,0) 72%)}
  .hero-grid{display:block;min-height:auto;padding:34px 0 24px}
  .hero-copy{width:100%}
  .hero h1{font-size:46px}
  .hero p{font-size:17px}
  .hero-actions .btn{width:100%}
  .icon-grid{grid-template-columns:repeat(2,1fr)}
  .article-row{grid-template-columns:1fr}
  .article-row img{width:100%;height:180px}
  .category-panel{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr}
}
@media (max-width: 520px){
  .header-inner{height:72px}
  .brand-logo{height:44px}
  .main-nav{top:72px}
  .hero h1{font-size:40px}
  .icon-grid{grid-template-columns:1fr}
}